Can You Claim a Refund for a Failed Online Transaction? 💰⚖️📲 #ConsumerRights #OnlinePayments #DigitalIndia
Ever had money deducted from your account but the transaction failed? 😡💸 Don’t panic! You have legal rights to claim a refund! ✅
📌 What Does the Law Say?
Under the Reserve Bank of India (RBI) guidelines, banks & payment platforms must refund failed transactions within:
✔️ 5 days for UPI, IMPS, wallets 📲
✔️ 7 days for debit/credit card payments 💳
✔️ 30 days for international transactions 🌍
⚠️ What If the Refund Is Delayed?
❌ Banks must compensate for delays beyond the RBI timeline 📜
❌ You can file a complaint with the Banking Ombudsman ⚖️
🔥 How to Claim Your Refund Fast?
✅ Check transaction status in your bank statement 📑
✅ Contact customer care with proof 📩
✅ Escalate to RBI if the bank delays 🚨
💼 Facing Issues With Online Payment Refunds?
Lexis and Company helps you fight for your consumer rights! 🏛️📜
📞 Call +91-9051112233 for legal assistance!
🌐 Website: https://www.lexcliq.com 🚀
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